One must acquire some sort of hard core crafts to be financially independent. It may be a CPA certificate which proves your ability to audit business transactions, a scholarly technique to accommodate oneself in a college, the computer science knowledge and experience to find a job in big tech companies. The craftship has to be independent of the penetration of capital, to ensure a sound living in any case.
The internet and technology upgrade has taken many people out of their jobs. Basically, there are two kinds of job, inventing stuff and selling stuff. And the Internet and easy-to-use applications on the phone has taken jobs away from customer-end salesman. Customers can search everything on the Internet with a phone and the information about products is no longer a privilege to the salesman. With that change going on, one has to learn to do the really tough tasks for computers to deal with to get himself into the payroll. For example, the chatGPT is taking jobs away from programmers, especially those who only programs to configure the framework (such as the Java spring framework). Those who delve into the black box and know how things are made up with are intact from the threat of chatGPT, as they acquire a solid understanding of modelling things.